The new Home Valuation Report (HVR) has been revised to better meet our client’s needs and to further address new federal guidelines that now require home equity lenders to “assess the condition” of the subject  property. Clients are moving away from an AVM-only approach to valuations for Home Equity. The HVR comes with an inspection of the property and a desktop appraisal completed by a licensed appraiser. CI also offers the CA Value AVM.